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Mortgage companies are required by law to comply with fair housing regulations that prohibit discrimination based on race, color, national origin, religion, sex, familial status, and disability. When applying for a mortgage, the company should provide you with a fair housing disclosure that explains your rights under the Fair Housing Act, which is a federal law that prohibits discrimination in the sale, rental, and financing of housing based on the aforementioned protected classes. The disclosure may also provide information about how the company will comply with fair housing laws and regulations. It is important to review the fair housing disclosure carefully and to ask any questions you may have. If you feel that you have been discriminated against by a mortgage company, you may file a complaint with the U.S. Department of Housing and Urban Development or with your state's fair housing agency. Belleair Mortgage, LLC 2023. All rights reserved.